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Disclaimer and Terms of Use

Your reading this weblog or contacting its author does not alone create an attorney-client relationship; any attorney-client relationship must be separately established with the mutual consent of you or your company and Marc Mayerson. Do not convey what you consider to be, or what is, confidential information or post that information unless you intend to remove any expectation of confidentiality; Marc Mayerson will consider any information or comments not to be confidential (unless we separately establish an attorney-client relationship). This weblog is not intended to convey to you legal advice, which often may turn on specific facts, policy language, or applicable law; the contents of Insurance Scrawl have been prepared for informational purposes only and are not intended to be construed (and should not be construed) as legal advice. Please consult with your lawyer about the matters addressed herein and their appropriateness to your situation and the applicable law before acting with regard to the subjects addressed on Insurance Scrawl. The creation of Insurance Scrawl should not be understood to be a solicitation or itself constitute the practice of law; this weblog is informational.

Copyright of all material posted by Marc Mayerson is retained, but you may quote from the contents herein with attribution to Insurance Scrawl or Marc Mayerson (except that I reserve the right to rescind such permission at any time for any reason to anyone or any organization, and you agree that you will abide by any permission granted to quote materials herein or to revoke that permission). Licensees may not use the work for commercial purposes -- unless they get the licensor's permission. All rights not expressly granted by Licensor are hereby reserved, including without limitation moral rights or droit moral. You must not do anything that would offend the Moral Right of Attribution of the Original Author, including but not limited to falsely attributing authorship to someone other than Marc Mayerson (for material created by me). Insurance Scrawl does not claim copyright in materials to which external links are provided, such as court decisions, other weblogs, websites, or articles, or in the comments submitted by readers (though if you post a comment you grant a perpetual license for the content to appear and be used in any format or in any way). That Insurance Scrawl links out to material such as an article or another weblog should not be interpreted to mean that Marc Mayerson necessarily agrees with that material; I do not verify the content of outside material, and therefore I cannot vouch for it (except where I link to my own materials, such as published articles).

Insurance Scrawl reserves the right to delete any comments posted by readers. Insurance Scrawl further may edit comments for inappropriate content and will consider (in our sole discretion) a request by the original commentor to have a comment removed rather than remain online in expurgated form. Permission to post a comment is limited to material that is on topic and appropriate for this forum. The following types of materials, among others, are inappropriate and not permitted: advertising for products; pornography; racist, sexist, or offensive comments; and spam.

Inwards links to Insurance Scrawl are welcome. With regard to blogrolling, my intention is to cite weblogs that substantially focus on the law of insurance, the insurance of business, or the business of insurance; the decision to cite to another weblog is entirely in my discretion.

If you believe that some content on Insurance Scrawl is inaccurate, false, disparaging, slanderous, libelous, or defamatory, please post a comment or contact info@insurancescrawl.com; Marc Mayerson and Insurance Scrawl will consider editing existing content, removing that content, or posting a retraction. Information herein is provided on an "as is" or "as available" basis; we make no warranty of any kind to you regarding the information provided and disclaim any liability for damages from use of Insurance Scrawl or its content. EXCEPT TO THE EXTENT REQUIRED BY APPLICABLE LAW, IN NO EVENT WILL LICENSOR BE LIABLE TO YOU ON ANY LEGAL THEORY FOR ANY SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING OUT OF THIS LICENSE OR THE USE OF THE WORK, EVEN IF LICENSOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Subject to any liability which may not be excluded or limited by law the Licensor is not liable and hereby expressly excludes and disclaims any liability for loss, injury or damage howsoever and whenever caused to any reader of Insurance Scrawl or to others.

No fair in trying to quote Insurance Scrawl against the clients of Marc Mayerson or my law firm in litigation or otherwise; the positions herein are those of Marc Mayerson (subject to my reconsidering them), and the positions are not necessarily reflective of my clients or my law firm. There is no intent to waive any attorney-client privilege or attorney work product through the posting of material on Insurance Scrawl. To the extent that Marc Mayerson may serve as an expert witness on insurance matters, the content of Insurance Scrawl is fair game insofar as it is understood that a weblog is a somewhat informal medium (so there could be infelicities of expression or thought), and more time and analysis goes into working as an expert or as counsel in a case than can reasonably be devoted to the drafting of and thinking about the material on Insurance Scrawl.

Insurance Scrawl does not make an effort to be backwards compatible with not-the-current-release of major browsers; accordingly, if Insurance Scrawl does not appear in your browser as you think a rational person would have designed it, you might need to update your browser to the current version.

Insurance Scrawl and its related iterations (the name "Insurance Scrawl" and "InsuranceScrawl", the animation of "scrawl", and the web address) are trademarks of Marc S. Mayerson. (As used herein, "licensor" and "Insurance Scrawl" (as used corporally) refer to Marc S. Mayerson.) This disclaimer and terms of use apply perpetually or for as long as legally permissible in the applicable jurisdiction. This disclaimer and terms of use may be modified by Marc Mayerson at any time, and such modification will be applied to the extent it provides greater protections to Marc Mayerson.

Correspondence to Marc Mayerson can be sent to mmayerson@spriggs.com or info@insurancescrawl.com or at Spriggs & Hollingsworth, 1350 I Street, NW, Washington, D.C. 20005.